Loan Rates as of December 24, 2009

Subaccount Description	Term	Annual Percentage Rate
		Rates as low as
New or Used Vehicle	24 Months	4.50%
New or Used Vehicle	36 Months	4.75%
New or Used Vehicle	48 Months	6.00%
New or Used Vehicle	60 Months	7.00%
New or Used Vehicle	72 Months	7.50%
New or Used Vehicle	84 Months	8.00%
Personal Loans	12 Months	6.00%
Personal Loans	24 Months	6.50%
Personal Loans	36 Months	11.49%
Personal Loans	48 Months	11.99%
Personal Loans	60 Months	12.49%
Share Secured Loans	Any	6.50%*
Certificate Secured Loan		Certificate Term/Rate +2.00%
S/D Line of Credit	Any	14.99%
* All grades & length @ 6.5% unless member qualifies for lower unsecured rate, then unsecured less .50
Rates are determined by your credit score.
Rates subject to change without notice.