Regular share account is an interest bearing daily savings account which has a minimum balance requirement of $5.

Share draft checking is a traditional checking account which requires a zero minimum balance.

Share Certificate is a savings account which has a minimum balance requirement of $500 and a specified term of maturity.

Money Market Checking is a dividend-bearing checking account. It offers all the features of a traditional share draft account and pays a higher dividend than a regular share account. The minimum balance requirement is $5,000.

IRA account is the traditional tax deferred individual retirement account.

Roth IRA is the new educational IRA.