Due to the large rise in plastic card fraud that we (your Credit Union) are forced to absorb, we have decreased the amount which is available for you to use on a daily basis.  This amount has nothing to do with the amount of credit you have available, or the amount in your account, it is an amount which will limit our losses if your card is compromised. This requires you to call us and advise us of any large purchases you plan to make.

 If you are going to use your Credit Union plastic card to make a large purchase, please call us and we will temporarily adjust the amount available to you so that you can make your purchase. 

We regret any inconvenience this may cause and we will work with you to make this as easy as possible. We anticipate we may be able to change these procedures as more chip cards are issued and plastic card security increases.