If You Think You’ve Had Your Identity Stolen Check the status of all your accounts. You need to know how bad it is. Contact your creditors... by phone and by letter. File a report with the police. You can visit www.consumer.gov/idtheft or call 1-877-ID-THEFT to report the criminal activity to the Federal Trade Commission. Contact all three major credit bureaus, Equifax, Transunion and Experian. A “fraud alert” can be placed on your account to insure that creditors verify your identity before an account can be opened.